Sorry, no online dictionaries contain the exact phrase not in debt.
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Reverse dictionary results:
1. undue
2. unpaid
3. outstanding
4. owing
5. unfunded
6. unbalanced
7. undischarged
8. unfunded debt
9. debt of honour
10. duebill
11. irrecoverable
12. welcher
13. welsher
14. acquit
15. acquitted
16. bill
17. black
18. bond
19. charge
20. charged
21. charging
22. claim
23. clear
24. cleared
25. collateral
26. compound
27. default
28. delinquent
29. discharge
30. discharged
31. discharging
32. even
33. excuse
34. liabilities
35. lien
36. lift
37. luft
38. owed
39. pledge
40. quit

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You can look up the words in the phrase individually using these links:   not ?   in ?   debt ?
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