Sorry, no online dictionaries contain the exact phrase insufficient reserves.
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Reverse dictionary results:
1. bankrupt
 2. constraints
3. dearth
4. deficient
5. fail
6. failure
7. faint
8. feeble
9. illiquid
10. inadequacy
 11. inadequate
12. incapable
13. insolvent
14. insufficiency
15. lack
16. low
17. paucity
18. poor
19. run
20. runs
 21. scant
22. scarce
23. scarcity
24. short
25. shortage
26. shortages
27. shortfall
28. shortfalls
29. shorts
30. skimp
 31. skimpy
32. suffice
33. sufficiency
34. sufficient
35. supplement
36. tia
37. underfeed
38. unequal
39. cover
40. reserve

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